The Canada Child Benefit (CCB) is a tax-free monthly payment issued by the Canada Revenue Agency (CRA) to support families with children under 18 years old. The amount varies depending on family income and the number of children. With the April 2025 payment date approaching, it’s crucial to check your eligibility and ensure you receive your benefit on time.
Who is Eligible for the Canada Child Benefit?
To qualify for the CCB, you must meet specific requirements. You must be a resident of Canada for tax purposes and file your tax return annually. If you have a spouse or common-law partner, they must also file their taxes.
Your child must be under 18 and live with you for most of the year. They must also be a Canadian citizen, permanent resident, or protected person. As the primary caregiver, you are responsible for their upbringing, daily activities, and needs.
How to Apply for CCB?
Applying for the CCB is simple. If you recently had a baby, you can apply when registering their birth. Otherwise, you can apply through the CRA’s My Account portal or by submitting a paper application (Form RC66) by mail.
April 2025 CCB Payment Date and Amounts
CCB payments are issued on the 20th of each month. Since April 20, 2025, falls on a Sunday, the payment will be made on April 18, 2025.
For the July 2024 – June 2025 period, the maximum yearly CCB amount is $7,787 per child under six years old ($648.91 per month) and $6,570 per child aged 6–17 ($547.50 per month). The benefit decreases for families with an adjusted net income above $36,502.
Upcoming CCB Increase in Mid-2025
The CCB is indexed to inflation and will increase starting in July 2025. The new rates will be announced by the CRA in June 2025, ensuring continued financial support for families as living costs rise.
Ensuring You Receive Your Payment on Time
To avoid delays, file your taxes on time, update your marital status and child details with the CRA, and register for direct deposit. If you have a child with a severe disability, you may also qualify for the Child Disability Benefit (CDB), which provides additional financial support.
Final Thoughts
The Canada Child Benefit is a crucial financial resource for families. As the April 2025 payment approaches, verifying your eligibility and ensuring your information is up to date will help you receive the full benefits your family is entitled to.